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How long does it take to get my baby’s Social Security card?

Each state or jurisdiction has different processing times. If you waited the indicated length of time and still have not received your child’s Social Security card, find your local Social Security office and make an appointment. You also can call us at 1-800-772-1213(TTY 1-800-325-0778) from 7 a.m. to 7 p.m., Monday through Friday.

Keep your child’s Social Security card in a safe place with other important documents. Do not carry it with you.

The chart here shows the time it takes for each state to send the application and paperwork to Social Security. Allow an additional two weeks for Social Security to send the card in the mail.

How Do I Change or Edit My Name on My Social Security Card?

If you legally change your name because of marriage, divorce, court order or any other reason, you must tell Social Security so you can get a corrected card. You cannot apply for a card online. There is no charge for a Social Security card. This service is free.

To get a corrected Social Security card, you will need to:

Here Are the Social Security Benefits for People with Disability

Disabled individuals need assistance, and thanks to the Social Security and Supplemental Security Income disability programs which are some of the largest Federal programs that aid people with disability, they can finally receive the help they need. Yes, these two programs have many differences, but they are both fulfilled through the Social Security Administration, and people who are disabled and meet their medical standards are the only ones who can receive benefits from the programs.

The Social Security Disability Insurance is responsible for giving benefits to disabled individuals and particular family members under the condition that you are “insured” which is when you have worked for a specific amount of time and paid Social Security taxes. Supplemental Security Income gives benefits to qualifying individuals based on financial need.

When applying for these programs your medical history and additional information will be sought and reviewed to decide whether you qualify for Social Security Disability benefits.

If your application has been denied, there are options to help appeal your denial of disability benefits.

  • If your request was denied due to medical ineligibility, simply complete and file the necessary Appeal Request and Appeal Disability Report which is located on the official Social Security Administration government website. This disability report requires your updated medical information including any conditions and treatments you’ve received, tests or doctor visits since your denial.
  • If your application was denied for non-medical reasons, contact your local Social Security Office to request the review of your application.

 

What is Full Retirement Age for Social Security?

Social Security Claiming Decisions

You can claim social security benefits prior or later than your full retirement age, be that as it may, the sum you get in advantages will change. The government’s Social Security is intended to pay out a similar sum in all out lifetime benefits regardless of when you claim your advantages, so if you claim sooner than your full retirement age. You’ll get a littler month to month profit, and on the off chance that you claim later than full retirement age, you’ll get a greater month to month profit.

The exact amount that benefits are decreased or expanded relies on upon how long before or after your full retirement age you petition for advantages. The figuring reductions or builds benefits by a settled rate for consistently you claim early or late, so individuals with a lower full retirement age will get more in advantages at a rate of their full retirement advantage on the off chance that they claim prior or later than somebody with a higher full retirement age.

For instance, my full retirement age is 67, and on the off chance that I claim at age 62, the most punctual age at which I can petition for Social Security benefits, my advantage will be equal to 70% of my full retirement age advantage. On the off chance that I claim at age 70, the most recent year I can defer and still advantage from deferred retirement credits, I’ll get what might as well be called 124% of my full retirement advantage. Be that as it may, if my full retirement age were 66 rather, and I claimed at age 62 or 70, at that point my advantage would be what might as well be called 75% and 132% of my full retirement age advantage, separately.

Is it better to claim Social Security at some age?

There are upsides and downsides related with claiming at various ages, and everybody’s choice will be diverse relying upon their retirement objectives, wellbeing, future, and their arrangements for accommodating life partners.

As a rule, if your retirement dreams incorporate travel, claiming early while you’re most physically ready to see the world may be the best choice. Correspondingly, in case you’re single and in frail health, claiming early may enable you to get more in lifetime benefits than you may if you sit tight to petition for benefits and die while you’re young. On the other hand, in case you’re in good health and have a long future, or if you need to ensure your companion gets the most astounding regularly scheduled financial support after your death, postponing may be the best decision.

Fiscally, deciding the best age to claim your benefits is aided by considering the different breakeven focuses related with your future, and the lifetime benefits you could get on the off chance that you claim at various ages.

To see a graph of the breakeven analysis and to determine which age you should retire at, click here.

If you need help finding your local social security office, use our free social security office locator to speak with a specialist.

Proposed Bill to Bring Cuts to Social Security Benefits

During the election cycle of 2016, promises were made by presidential candidates regarding social security. In particular, Donald Trump went on the record stating that he would not make changes to policy unless it were necessary. This week, a bill was proposed by Texas Representative Sam Johnson that aims to bring sweeping reform to the retirement program. Many believe that it is possible that this may find its way to the future president’s desk.

The legislation is supposed to address concerns that the current system is unsustainable in the long run. This flies in the face of pledges made by Trump to boost social security by stimulating revenue streams that will provide its funding. His plans are to revitalize the economy through a mixture of reworking trade agreements, cutting taxes, and by encouraging job growth.

It has been said that at the current rate of spending that the administration will run out of its sum of over $2.8 trillion by 2034. If this happens, it will lead to drastic cuts by as much as 21 percent, and even this new measure would only keep the monthly payouts coming until 2090. It is thought by some that Trump may have to alter his projected plans and that he may need to arrive at a compromise with lawmakers.

The bill is 54 pages long and is formally known as the Social Security Reform Act of 2016. Contained within its pages is the mandate that the retirement age for receiving full monies will increase to 69 years in 2030. It also aims to raise the cost of living adjustments for lower-income people while eliminating hikes for couples earning more than $170,000 beginning in 2018. The figure for single Social Security recipients is $85,000.

Changes to the existing tax structure would occur as well. Currently, payouts received are taxed if annual income exceeds $25,000 for someone single or is over $32,000 on those who are married. Under this proposal, taxes would no longer be collected on those making less than $92,500 or $185,000 jointly, and by 2054, the practice of collecting taxes on benefits would be phased out altogether. A cap would be placed on the spouses and offspring of the disabled and of those who earned higher incomes, and it would raise the total due to people who had worked their entire lives at a very low wage. It remains to be seen how lawmakers will vote on this proposition.